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Free PPI Check*

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Start your Free PPI Check*

Health Service PPI Check can check if you had PPI attached to any of your accounts.

1

We give you a call

One of our friendly advisers will call you to help you start your Free PPI Check*.

2

We send you a pack

When your Welcome Pack arrives, just follow the simple instructions inside; read, sign and return to us.

3

We will complete your check

One we've received your pack, we can get started with your Free PPI Check*.

You can do the claim directly yourself to the lender for no charge.

You can submit a claim directly to the lender yourself for no charge. You can also approach the Financial Ombudsman Service and Financial Services Compensation Scheme for free to review your case, providing it falls within their remit and you have approached your lender first.



Thank You!

We have received your details and you should receive your PPI Check Letter(s) of authority within 5 working days.

Should you need to contact us please quote your Client ID

£18.3 Million
Our Total Reclaimed

 


£47,438.83
Our Highest Payout±

 


Trusted & True Customer Reviews

The next steps...

The next steps...

Look out for your Welcome Pack in the post.

Sign and return your paperwork in the freepost envelope provided.

We will contact you with an update when we have an update. On average we receive a response back from the lender within 4 weeks of sending your PPI Check to them.


Frequently Asked Questions

  • Filling in the Pack
    • What is the Letter of Authority?

      The Letter of Authority is your permission for us to contact your lender on your behalf. It also contains our Terms & Conditions for the service you are signing up to.

      A separate form is required for each case we are dealing with, and we will send you the relevant amount of forms we require.

      Once you have read over them, you just need to sign, date and return the forms to us.

    • What happens if it’s a joint account?

      If it’s a joint case it’s important that both partners sign and date all the documentation or the case cannot proceed. Both parties must give their permission before the lender will undertake an investigation.

      Most lenders will accept one Letter of Authority signed by both account holders. However, if your case is for a joint account with the Barclays group, we will have sent you two forms which will need to be signed separately by each claimant.

    • Do I need to supply documentary evidence?

      When we have set up any PPI claims for you, you will receive claim forms to sign and return. When returning these to us, if you have any evidence of having paid PPI, if you send a photocopy of this to us, this may help us in our investigations. This documentary evidence is not essential and the lender will still investigate if you don’t send any, but depending on the lender’s response, it is possible that it may be asked for at some point.

      NB Please send copies of all documents to ensure originals don’t get lost in the post.

    • Which documents do I sign and which do I keep?

      You need to sign and return any Letters of Authority we send to you.

    • Can you get account numbers for me?

      This is one of the aims of our Free PPI Check** – we contact your lenders with the aim of confirming which accounts you have had PPI on. In some cases, often when the lender’s systems do not go back far enough, they may ask for account numbers to help them search for your records. If this happens, we can advise you of the options by which this can be obtained.

    • What next?

      Once you have read, signed and dated all of the forms we have sent to you, please return the signed forms only in the pre-paid envelope we provided with the pack. When we receive the completed forms, we will proceed with your case, keeping you updated along the way!

  • Returning The Pack
    • Why do you need additional information?

      Some lenders may request additional information in order to investigate your PPI, for example if they are unable to trace your details or if there is any difference between the details we have provided for you, and what they hold on their records for you.

      If you have moved house since you took out the agreement please supply your old address so your lender can trace the account. If you have changed your name by marriage or deed poll please include evidence of your former name.

    • What happens if I can’t find my account number?

      Money Management Team has special agreements with a number of financial institutions who provide a ‘Pre-Submission’ service; aiming to identify PPI attached to clients agreements, before a check is submitted. This process also aims to provide any account numbers necessary to make the check. Speak to one of our helpful advisers on 0800 103 2631 who will be able to advise you which of your lenders offer this process.

    • What if my bank or lender does not have a Pre-submission process?

      Some of the lenders we take on do not have a Pre-submission process. For these lenders, we would request a Data Subject Access Request (DSAR) from them. This report should contain all of the information your lender holds on file for you, which should confirm whether or not you have had PPI with them. This is also a way of identifying whether you have had any additional products with them which may also have had PPI. All of the lenders on this list, we can either approach via their Pre-submission or request a DSAR.

    • What happens when you make the claim?

      Following your Free PPI Check*, if your lender confirms that PPI was or may have been present on your account, you can then proceed with the claim process. Should you proceed, we will speak with you first to gather information necessary to make the claim, which will be documented in a PPI Questionnaire. You will receive a copy of this and some forms to sign to confirm you are happy with the information being used to support your claim. When we receive your signed forms, we will make your complaint to your lender and keep you updated along the way.

    • The lender can’t trace my account, but I gave you the details at the start.

      Sometimes, some lenders records do not go back far enough to trace your details. If this is the case, we will advise you and try to obtain as much additional information from you that may help your lender in locating you. For example, it could be that they have you on their records as living at a previous address you did not initially advise us of. In some cases, it may be that they require documentation, which we would also advise you of.

    • Can you get account numbers for me?

      The aim of the PPI Check process is to identify any PPI held on any accounts with your lender, as far back as their records go. This should also provide us with any account numbers we need. However, depending on your lenders records, they may require an account number or documentation from you at some point. We can try to assist you, but the best way is for you to check any documents you hold – bank accounts, statements, on-line banking etc – or simply call the lender and ask them for the number. You have a right to the information.

Start your Free PPI Check*

Health Service PPI Check can check if you had PPI attached to any of your accounts.


We give you a call

One of our friendly advisers will call you to help you start your Free PPI Check*.


We send you a pack

When your Welcome Pack arrives, just follow the simple instruction inside; read, sign and return to us.


We will complete your check

Once we've received your pack, we can get started with your Free PPI Check*.


You can do the claim directly yourself to the lender for no charge.

You can submit a claim directly to the lender yourself for no charge. You can also approach the Financial Ombudsman Service and Financial Services Compensation Scheme for free to review your case, providing it falls within their remit and you have approached your lender first.

Start your Free PPI Check*

Health Service PPI Check can check if you had PPI attached to any of your accounts.

If you're eligible to make a claim for mis-sold PPI, we can assist you with your mis-sell enquiry.

GET STARTED

Had a loan, mortgage or credit card in the past?

The PPI Check is a free service to help you identify any PPI your lenders sold to you.

One of our Reclaim Advisers will assist you with your Free PPI Check*. Once we receive your Welcome Pack, a dedicated Claims Manager will handle your case.

If you decide to make a mis-sell enquiry through 'Health Service PPI Check' we aim to recover 100% of the premiums you paid. We also aim to recover any interest paid on those premiums and, where possible, a further 8% in statutory interest.

The PPI Deadline

 

The Financial Conduct Authority has now set the deadline for reclaiming PPI - 29th August 2019.

Do you think you were mis-sold PPI? Are you unsure if you had PPI on any of your loans, credit cards, mortgage or store cards? The deadline to submit a complaint to your lender is 29th August 2019. If you submit a complaint after this date, you will be unable to recover any money that could be yours.

Start my Free PPI Check*

Why Choose Us?

Here at MMT we’re passionate about our customers reclaiming what’s rightfully theirs. We are focused on providing the highest level of customer service each and every time we speak with you, so every adviser at MMT receives ongoing training and coaching to ensure you receive the right advice and support throughout your time with us.


MMT Statistics

MMT Statistics

Claim back up to

£4,500

Based on 10% of customers receiving a refund of more than £4,500 between July 2018 - Sept 2018, prior to fee & tax deductions (20% + VAT = 24%)


Reclaimed in 2018

£16.1 Million

Between Jan 2018 - Dec 2018, prior to fee & tax deductions
(20% + VAT = 24%)


Largest reclaim of 2018

£47,438.83

Offer received June 2018 prior to fee & tax deductions
(20% + VAT = 24%)


The figures displayed above are for Money Management Team’s PPI Claim Service.
Healthserviceppi.co.uk is a trading style of Money Management Team Limited